What Is AARP

What Is A AARP?

AARP, previously known as the American Association of Retired Persons, is a United States-based non-profit organization that caters primarily to individuals aged 50 and older. Established in 1958 by Dr. Ethel Percy Andrus, a retired educator, AARP's mission centers around empowering retired individuals to live with dignity and purpose. Over time, AARP has expanded its reach to include anyone over the age of 50, whether or not they are retired.

This article explores the various facets of AARP, including its history, mission, membership benefits, and the range of services it offers. Furthermore, we will delve into the common questions associated with AARP and debunk any misconceptions. By the end, readers should have a comprehensive understanding of what AARP is and the value it brings to its members.

Historical Background

AARP’s origins trace back to the National Retired Teachers Association (NRTA), an organization founded by Dr. Andrus in 1947 to address the lack of health insurance for retired teachers. The healthcare needs of these retirees led to the creation of AARP to serve a broader demographic. AARP's early influence was instrumental in shaping healthcare policies and benefits for older Americans, and it continues to play a significant role in advocacy and policy development to this day.

Mission and Vision

AARP's mission is to "enhance the quality of life for all as they age." Central to this mission is advocacy in health, financial resilience, and social connection. The organization envisions a society in which everyone lives with dignity and purpose as they age. AARP aims to tackle issues such as retirement security, healthcare, and supportive community infrastructure, advocating for policies and practices that favor these objectives.

Membership Benefits

Joining AARP comes with a variety of benefits aimed at enhancing the lifestyle and wellbeing of older adults. Membership is open to anyone aged 50 and older, regardless of their employment status. Here is a breakdown of some of the key benefits:

• Discounts and Savings: Members receive discounts on travel, dining, and entertainment. Various service providers, including hotels, car rental agencies, and airlines, offer significant discounts to AARP members.

• Insurance Products: AARP offers access to a wide range of insurance products, including health, auto, and home insurance, developed in partner with reputable insurance companies.

• Financial Tools and Resources: AARP provides resources to help members manage their finances, plan for retirement, and invest wisely. These include calculators, articles, and access to financial planning advisors.

• Health and Wellness Resources: Members gain access to health management tools, discounts on prescriptions, and wellness resources, which support healthy living as members age.

• Advocacy and Information: AARP offers publications and online resources filled with valuable information on topics such as healthcare, legal issues, and aging. Members receive magazines like AARP The Magazine and the AARP Bulletin that cover wide-ranging topics relevant to older adults.

AARP’s Role in Advocacy

AARP's commitment to improving the lives of older adults is evident in its extensive advocacy work. This includes addressing issues like Social Security, Medicare, age discrimination, and family caregiving. AARP influences public policy by supporting legislation and mobilizing member engagement in political processes. Here are some of the main areas of AARP’s advocacy:

1. Healthcare

AARP advocates for affordable and accessible healthcare for seniors. It supports the protection of Medicare and the Affordable Care Act to ensure that older adults have access to necessary medical services.

2. Economic Security

Ensuring financial security during retirement is vital. AARP champions the preservation and strengthening of Social Security and works against proposed cuts to this critical safety net. The organization also promotes pension protections and addresses issues surrounding retirement savings.

3. Age Discrimination

AARP fights against age discrimination in workplaces and ensures that older adults have fair employment opportunities. It supports laws and policies that protect against ageism and encourage the inclusion of older individuals in the job market.

Comprehensive Services

In addition to advocacy and membership benefits, AARP provides various services to assist older adults in everyday life. Some of these services include:

• AARP Foundation: Focused on assisting lower-income individuals aged 50 and older, the AARP Foundation offers programs related to food security, housing, income, and personal connections.

• Driver Safety: AARP offers driving courses specifically designed to enhance the skills of older drivers, helping them to maintain their independence and ensure road safety.

• Job Boards: AARP maintains a job board tailored to older workers seeking new employment opportunities, offering resources for job training and career development.

Common Questions and Misconceptions

Is AARP Only for Retired People?

No, AARP membership is open to anyone aged 50 and older, regardless of their employment status. It serves both retired and non-retired individuals, addressing common needs and interests related to aging.

Does AARP Only Serve Members in the United States?

AARP primarily focuses on individuals living in the United States, but it provides information and resources that can benefit older adults worldwide. International members can still take advantage of digital resources and publications.

Are AARP and NRTA the Same?

AARP and the NRTA collaborated to extend benefits beyond retired teachers. While the NRTA is now a division under AARP catering to educators, AARP’s offerings encompass a broader demographic beyond the educational sector.

Conclusion

AARP is a vital resource for individuals aged 50 and older, offering a diverse range of benefits, advocacy initiatives, and services designed to enhance the quality of life for its members. Through its in-depth research, legislative advocacy, and community programs, AARP strives to create an environment where older adults can thrive.

Whether interested in health resources, financial planning, or simply looking for community support, AARP presents numerous opportunities for growth and engagement. We encourage readers to explore further and learn how AARP can enhance life beyond 50, offering tools and guidance that align with their unique needs and aspirations.