Joining AARP: What Age?

When thinking about joining AARP, a common question arises: "What age do you join AARP?" This is a pivotal question for many who are looking at the benefits and resources that AARP provides. Let's delve into the specifics of this question, exploring eligibility, benefits, the joining process, and related considerations.

Eligibility for Joining AARP

Minimum Age Requirement

The primary eligibility criterion for becoming a full member of AARP is age. To join AARP as a full member, you must be at least 50 years old. This age requirement aligns with AARP's mission to serve people who are 50 and older, providing them with relevant resources, information, and opportunities.

Can You Join AARP Before Age 50?

Surprisingly, yes. While 50 is the target age for full membership, AARP allows individuals under 50 to join as associate members. This means that even if you haven't reached the age of 50, you can still start experiencing some of AARP's benefits, although certain age-specific offers might be off-limits until you reach the milestone year.

Membership for Spouses and Partners

It's important to note that AARP membership is extendable to your spouse or partner, regardless of their age. If one member of a couple is 50 or older, both partners can join and enjoy AARP benefits. This inclusive approach ensures that both partners receive full value from the membership.

Benefits of Joining AARP

Tailored Resources and Information

One of the most significant advantages of joining AARP is access to resources and information tailored specifically for people over 50. This includes:

• Health and Wellness Advice: Articles, webinars, and resources on maintaining health as you age.
• Financial Planning Guides: Resources related to retirement planning, savings, and investments.
• Caregiving Support: Information and advice for those caring for aging family members.

Discounts and Savings

AARP members enjoy a variety of discounts on:

• Travel: Savings on hotels, car rentals, and cruises.
• Dining: Reduced prices at numerous restaurants.
• Shopping: Discounts at branded stores and outlets.

Financial Programs

AARP offers several programs to help members manage their finances, including:

• AARP Auto and Home Insurance: Savings opportunities through The Hartford.
• AARP Dental and Vision Insurance Plans: Affordable plans tailored for members.
• AARP Credit Card: Cash-back options and no annual fee.

Subscription to AARP The Magazine

Members receive a subscription to AARP The Magazine, which is filled with articles on lifestyle, aging, health, and current affairs targeting older adults.

The Joining Process

Steps to Join

1. Visit the AARP Website: The most straightforward way to join is online through the official AARP website.

2. Select Membership Type: Choose between regular membership if 50 or older, or associate membership if under 50.

3. Fill Out the Application: Provide basic information such as name, address, and date of birth.

4. Choose Payment Method: Decide whether you want to subscribe annually or for multiple years. Multi-year memberships often come with a cost advantage.

5. Submit and Confirm: Once submitted, you will receive a confirmation email and, shortly thereafter, your membership card by mail.

Membership Fees

Membership fees are quite reasonable. As of the latest update, a one-year membership is approximately $16, with options for discounted rates if subscribing for multiple years.

Common Misconceptions About AARP Membership

AARP is Only for Retired Individuals

This is not the case. AARP membership is open to anyone, working or retired. It caters to those who want to secure their future, remain informed, and enjoy exclusive benefits tailored to an older demographic.

You Must Be a U.S. Citizen to Join

AARP membership is not limited to U.S. citizens. Anyone meeting the age requirement can join regardless of citizenship, focusing purely on the age criteria.

FAQs About AARP Membership

Q: Can someone under 50 enjoy any benefits?
A: Yes, they can join as associate members and access many benefits, though some offers specifically for those aged 50+ will not be available.

Q: What if I'm not tech-savvy? Can I join offline?
A: Certainly! You can join by calling AARP's member service center or by completing and mailing a membership application form which is available in AARP's publication or upon request.

Q: How can I make the most out of my AARP membership?
A: Engage with resources, take advantage of discounts regularly, and participate in local AARP-sponsored events or educational programs.

Q: Is there any penalty for canceling the membership?
A: No penalties apply. Membership can be canceled at any time, with prorated refunds available.

Conclusion and Further Exploration

Deciding to join AARP opens the door to an extensive network of benefits tailored to mature adults. While the minimum age for full membership is 50, even those who haven't reached this milestone can explore many associate member benefits. Whether you're interested in gaining discounts, accessing a wealth of information, or connecting with a like-minded community, AARP offers comprehensive support and resources.

Are you inspired to learn more about how AARP can integrate into your lifestyle? Consider exploring AARP’s official resources to deepen your understanding and see how these benefits can align with your current needs and future aspirations.