What Is AARP?

If you've ever heard of AARP and wondered what it truly entails, you've come to the right place. AARP, formerly known as the American Association of Retired Persons, is a nationwide organization in the United States dedicated to empowering people as they age. Established in 1958, AARP is one of the most influential and respected entities advocating for older Americans' rights, benefits, and quality of life. Here, we'll delve into the mission, benefits, membership options, and more facets of AARP, ensuring a comprehensive understanding.

The Mission of AARP

AARP's mission is centered around enhancing the quality of life for its members who are aged 50 and over. Although initially started for retired individuals, AARP now serves a broader demographic, addressing issues that impact both retired and working older adults. It promotes:

  • Advocacy: AARP actively lobbies for beneficial policy changes at both state and national levels. Issues such as Social Security, Medicare, healthcare access, and ensuring financial security for older adults are focal points.
  • Member Support: Offering practical and comprehensive support tools, AARP aids individuals in making informed decisions about their health, finances, and overall lifestyle.
  • Community Service: Through volunteer work, educational workshops, and local events, AARP engages with communities to foster a spirit of cooperation and social connection.
  • Information and Education: Providing insightful publications, online resources, and learning opportunities, AARP equips its members with the knowledge necessary for active and informed participation in society.

Membership and Benefits

Who Can Join AARP?

While AARP primarily targets those aged 50 and above, the membership is open to anyone, regardless of age. This inclusivity allows even younger individuals to access the resources offered by AARP, preparing them in advance for future needs. Whether you're early in your career, nearing retirement, or already retired, AARP membership provides a wealth of useful information and benefits.

Membership Types & Costs

AARP offers several membership plans, making it affordable and accessible to a wide audience. Here's a breakdown:

Membership Duration Cost Features
1 Year $16 Full Access to Benefits and Discounts
3 Years $43 Includes 10% savings compared to yearly rates
5 Years $63 Best value with 20% savings

Member Benefits

AARP membership opens doors to numerous benefits that enrich one's lifestyle and help save money. Some key offerings include:

  • Discounts: There are exclusive discounts on travel, dining, shopping, and entertainment. Members can save on airfare, car rentals, hotel stays, and museums.
  • Health and Wellness: AARP provides resources and tools such as health insurance products, dental and vision discounts, pharmacy savings, and wellness advice.
  • Financial Tools and Resources: Members have access to a variety of financial planning tools, including retirement calculators, investment advice, and budgeting help.
  • Publications: The renowned "AARP The Magazine" and the "AARP Bulletin" are packed with helpful tips, articles, and information about health, finance, and lifestyle.

Advocacy and Public Policy

AARP's advocacy efforts are vast and multifaceted, targeting critical areas for socio-economic improvements:

Social Security and Medicare

AARP champions the protection and strengthening of Social Security and Medicare. It works tirelessly to influence policy, ensuring these programs are safeguarded for current and future generations.

Healthcare

AARP advocates for sustainable healthcare solutions that provide comprehensive coverage and affordability. It pushes for policies that reduce prescription drug prices and improve access to healthcare services.

Caregiving Support

Recognizing the vital role of caregivers, AARP provides resources, policy support, and community connections to assist those caring for loved ones. It aims to raise awareness about caregiving challenges and support effective caregiving policies.

Community Engagement

AARP fosters community and connection through various initiatives. It promotes volunteering as a means of giving back and staying engaged. Workshops, online seminars, and community events hosted by AARP offer enriching opportunities for lifelong learning and socialization.

Resources and Information

AARP provides a wealth of information on its website and through various publications:

Online Resources

AARP.org functions as a hub for valuable knowledge, featuring articles, tools, and forums. Topics range from retirement planning and healthcare to technology and entertainment.

Publications

"AARP The Magazine" delivers lifestyle, travel, and health features, while the "AARP Bulletin" offers news related to public policy, health, and consumer protection. These publications keep members informed and engaged.

Frequently Asked Questions (FAQ)

1. Can younger family members benefit from AARP membership?

Yes. While AARP caters to those over 50, younger individuals can join and take advantage of resources and discounts that cater to a broad range of ages.

2. Is AARP only for retired persons?

No. AARP supports both working and retired individuals. Its resources span financial planning, career advice, and active lifestyle suggestions for all older adults.

3. How does AARP influence public policy?

AARP stays active in legislative forums, engages in lobbying efforts, and collaborates with stakeholders to advocate for policies favoring older Americans' welfare.

Conclusion

AARP stands as a pillar of support and advocacy for aging individuals in the United States, offering a plethora of resources that cater to diverse needs. From financial guidance and healthcare resources to discounts and advocacy, AARP membership is a valuable asset. It empowers members to live enriched and informed lives, advocating for the rights and welfare of older adults both now and in the future.

For a deeper dive into the specifics of what AARP offers, you can visit their official website or speak with a local advisor. Keep exploring your options and actively engage with the resources AARP provides to ensure a rewarding and fulfilling journey through the later stages of life.