What Does AARP Do?

Understanding the role of the American Association of Retired Persons (AARP) can offer insight into how this influential organization supports individuals over the age of 50. AARP is one of the largest and most esteemed non-profit organizations in the United States, with over 38 million members. The organization's mission is to empower people to choose how they live as they age, focusing on enhancing the quality of life for older adults.

History and Background of AARP

AARP was founded in 1958 by Dr. Ethel Percy Andrus, a retired educator, and Leonard Davis, a prominent insurance businessman. Their goal was to create an association that would serve the needs of retirees with a focus on health, financial independence, and social engagement. The organization's inception was driven by the need to advocate for older Americans who lacked adequate health insurance and financial security.

Key Functions of AARP

AARP operates through a multifaceted approach, addressing various aspects of aging and retirement. Here are the primary functions and services offered by AARP:

1. Advocacy and Public Policy

AARP is a powerful advocate on behalf of older adults. The organization focuses on:

• Healthcare: AARP lobbies for affordable, quality healthcare and prescription drugs for seniors. It supports legislation to protect Medicare and Medicaid.
• Social Security: Ensuring Social Security remains financially stable and fair for future generations is a central cause for AARP.
• Consumer Protection: AARP pushes for regulations that protect seniors from consumer fraud and financial exploitation.
• Work and Retirement: The organization advocates for workplace policies that discourage age discrimination and support flexible work options.

2. Information and Education

AARP produces a wealth of information to educate its members about issues relevant to aging, including:

• Publications: AARP The Magazine and the AARP Bulletin offer articles on health, financial planning, lifestyle, travel, and current events.
• Online Resources: AARP's website provides tools, calculators, and advice on retirement planning, healthcare decisions, and more.
• Webinars and Workshops: AARP hosts events to educate members on issues ranging from health and wellness to technology.

3. Benefits and Discounts

Through partnerships with various companies, AARP offers members numerous discounts and benefits, such as:

• Travel: Discounts on flights, hotels, car rentals, and cruises. AARP has partnerships with major travel companies to provide exclusive deals.
• Insurance: A suite of insurance products, including health, auto, and home insurance, designed to meet the needs of older adults.
• Shopping and Entertainment: Savings on dining, retail shopping, and entertainment such as concerts, movie tickets, and more.

4. Community Engagement and Volunteerism

AARP encourages activism and volunteerism among its members by:

• AARP Volunteers: Engaging members in community activities and programs, such as tax preparation assistance and driving safety courses.
• Local Chapters and Events: AARP's state offices organize local events that offer social and networking opportunities for members.
• Charitable Work: AARP Foundation works to combat poverty among older adults by focusing on hunger, housing, income, and social connections.

Table: Summary of AARP Services

Real-World Impact of AARP

AARP's actions have led to significant improvements in the lives of older Americans. For example, the organization's advocacy was instrumental in passing the Affordable Care Act, which helped close the Medicare Part D "donut hole," reducing prescription drug costs for seniors. Additionally, AARP's driver safety program, the nation's largest, has helped countless seniors improve their driving skills.

Addressing Common Questions and Misconceptions

Is AARP only for retirees?

No, AARP is for all people aged 50 and over, whether they are retired or still in the workforce. The organization provides resources and programs that cater to both groups.

Does AARP only focus on health insurance?

While health insurance advocacy is a crucial part of AARP's mission, the organization also covers Social Security, age discrimination, financial security, and many other issues affecting older adults.

Is AARP biased towards a political party?

AARP maintains a non-partisan stance. While it advocates for policies affecting older adults, it does so based on member priorities, regardless of political affiliation.

External Resources for Further Reading

For those interested in learning more about AARP, consider visiting AARP’s official website for up-to-date information and resources. Additionally, the AARP Foundation offers insights into their initiatives to support seniors, particularly those facing difficult financial situations.

Encouragement to Explore Further

AARP's comprehensive resources and programs are designed to empower individuals aged 50 and over with the tools they need to age gracefully and with dignity. We encourage you to visit our website to learn more about how AARP's offerings can enrich your life and support your goals during the later stages of life.