How to Join AARP

Joining the American Association of Retired Persons (AARP) is a straightforward process, but understanding all the benefits and steps involved can help make your experience smooth and beneficial. AARP is a nonprofit organization dedicated to empowering and advocating for people aged 50 and older. It offers an array of services, including discounts, insurance programs, and advocacy on issues affecting this demographic. Here’s a comprehensive guide on how to join AARP membership and make the most of it.

What is AARP Membership?

AARP provides its members with numerous benefits that are especially tailored towards improving the quality of life for seniors. Some of the key advantages include:

• Discounts: Members enjoy discounts on travel, dining, entertainment, and retail.
• Insurance: Access to various insurance products including health, auto, and home insurance.
• Advocacy: AARP works on behalf of seniors in areas such as health care, employment, and social security.
• Education: A variety of workshops, webinars, and articles focused on health, finance, and lifestyle for older adults.
• Publications: Members receive the AARP Magazine and AARP Bulletin, which cover relevant topics for seniors.

Steps to Join AARP Membership

Step 1: Determine Eligibility

Before joining AARP, ensure you meet the eligibility requirements:

• Age Requirement: The primary member must be 50 years or older. However, anyone can join as an associate member, allowing younger individuals to enjoy certain benefits.

Step 2: Choose Your Membership Type

AARP offers different types of memberships tailored to fit individual or family needs. Here’s a brief overview:

• Individual Membership: Ideal if you are planning to enroll just yourself.
• Family Membership: Allows your spouse or partner to enjoy the benefits as well.

Step 3: Decide on Your Membership Term

You can choose from various membership terms based on your preference and budget:

• 1-Year Membership: $16
• 3-Year Membership: $43
• 5-Year Membership: $63

Choosing a longer membership can provide savings compared to the annual renewal rate.

Step 4: Sign Up Online or by Mail

Online Enrollment

1. Visit the AARP Website: Go to www.aarp.org and click on the “Join/Renew” button.
2. Select a Membership Plan: Choose your type of membership and term duration.
3. Fill Out the Application Form: Provide necessary personal details including your name, date of birth, and contact information.
4. Payment: You can pay using a credit card, debit card, or PayPal.

Mail Enrollment

1. Request a Form: You can request a signup form through the AARP website or contact their customer service.
2. Complete the Form: Fill out the printed application form with accurate information.
3. Payment: Enclose a check or money order payable to AARP.
4. Mail It: Send the completed form with payment to the designated AARP address.

Step 5: Activating Your Membership

Once your membership is confirmed, you will receive your AARP membership card. If you have applied online, your digital card can typically be accessed immediately, while a physical card will arrive within a few weeks. With the membership card, you can start enjoying the benefits and offers available to members.

Maximizing AARP Membership Benefits

To make the most of your membership, explore the following aspects:

Discounts and Rewards

• Travel Discounts: Look for savings on hotel stays, car rentals, cruises, and flights. AARP frequently partners with well-known providers like Expedia or Hertz.
• Dining Benefits: Many restaurants offer discounts for AARP members, enhancing your dining experiences.
• Retail Offers: Utilize offers at selected stores for shopping savings.

Insurance and Health Products

• Health Insurance: AARP offers access to healthcare plans, including Medicare supplement insurance plans.
• Auto and Home Insurance: Obtain discounted auto and homeowners’ insurance through AARP’s partnership with leading insurers.
• Vision and Dental Care: Take advantage of discounts for vision and dental services.

Educational Resources

• Workshops and Webinars: Participate in online webinars focused on retirement planning, digital skills, and health.
• Publications: The AARP Magazine is a great resource for news, features, and expert advice.

Community Involvement and Advocacy

AARP organizes various community initiatives and causes that might interest you. Participate to contribute to issues you are passionate about and connect with others who share similar interests.

Frequently Asked Questions

Can I join AARP if I’m under 50?

Yes, individuals below 50 can join as associate members. They can access certain discounts and benefits, but not all.

Does AARP membership automatically renew?

AARP membership can be set to auto-renewal, ensuring uninterrupted access to benefits if you choose this option during enrollment.

Can I cancel my AARP membership?

Yes, you can cancel your membership at any time through the membership services team, though partial refunds may not be available.

What should I do if I lose my membership card?

You can request a replacement card via the AARP website or by contacting their member services.

Conclusion

Joining AARP is about more than accessing discounts; it's an opportunity to become part of a community that supports and advocates for seniors. With thoughtful consideration of your needs and the appropriate steps to join, you can fully leverage the numerous benefits offered by AARP, improving your quality of life and well-being. Explore their wide array of discounts, insurance options, educational resources, and community involvement opportunities, and enrich your experience as an AARP member.