How To Join AARP

Joining AARP (American Association of Retired Persons) can be a significant and beneficial step for many individuals as they age. AARP is a well-respected organization that provides various benefits, discounts, and resources tailored for members. This guide will delve deeply into how you can join AARP, ensuring you fully understand the benefits and the process of registration.

Understanding AARP Membership

AARP is a nonprofit, nonpartisan organization aimed at empowering people aged 50 and older to choose how they live as they age. It offers a wealth of resources, including savings on insurance and vacations, advocacy on important issues, and information on topics such as healthcare and retirement planning.

Who Can Join AARP?

Anyone aged 50 or older can become a full member of AARP. However, individuals under 50 can still join as associate members. While they don’t receive all of the benefits available to those over 50, associate members can still enjoy receiving AARP’s publications.

Benefits of Joining AARP

Before diving into the joining process, understanding what you stand to gain is crucial. Here are some key benefits:

• Discounts: AARP members enjoy discounts on travel, dining, and shopping. For instance, you can secure discounted rates on car rentals, hotels, cruises, and other travel necessities.

• Insurance Options: Access to discounted health insurance, auto, and home insurance plans.

• Financial Tools: Tools for retirement planning, investment guidance, and more.

• Health and Wellness Resources: Information on maintaining a healthy lifestyle, coupled with fitness and prescription discounts.

• Advocacy: AARP champions social change issues crucial to seniors, such as Medicare, Social Security, and financial security advocacy.

• Publications: Receipt of "AARP The Magazine," offering lifestyle tips, news, and investigative journalism pertinent to seniors.

Step-by-Step Guide to Joining AARP

Now that you see the value AARP membership brings, here's how you can join:

Step 1: Decide How to Join

AARP offers several ways to join, depending on your preference for technology and interaction:

1. Online: The easiest and most direct method is through the AARP website.

2. Mail: You may receive invitations by mail that you can fill out and return.

3. Phone: Call AARP’s membership line to enroll.

Step 2: Gather Necessary Information

Before proceeding, ensure you have:

• Full Name: Ensure it's consistent with legal identification.
• Date of Birth: To verify eligibility.
• Contact Information: Address, email, and phone number for communication.

Step 3: Online Registration Process

For those opting to join online:

1. Visit the AARP Website: Navigate to the membership section.

2. Select Membership Term: Choose your duration – typically one-year, three-year, or five-year plans.

3. Fill Out Personal Details: Complete the online form accurately.

4. Choose Payment Method: Options commonly include credit/debit cards or possibly PayPal.

5. Review and Submit: Before submission, review your details to avoid errors.

Step 4: Mail Registration Process

If you prefer joining by mail:

1. Complete the Invitation: Fill out the membership invitation form received in the mail.

2. Payment: Usually, this involves writing a check to AARP for the membership cost.

3. Mail Back: Return the form with payment as specified in the instructions.

Step 5: Phone Registration Process

Should you wish to join by phone:

1. Call AARP: Use the provided membership line.

2. Provide Personal Details: A customer service representative will guide you through providing necessary information.

3. Payment Details: Share your payment information securely over the call.

Membership Confirmation and Card

Once you've joined, AARP will send:

• Welcome Package: Details on benefits, membership card, and magazine.
• Membership Card: Carry it to avail discounts and offers.

Additional Resources and Help

AARP’s website is a comprehensive resource for answering questions or troubleshooting membership processes. Additionally, many local chapters can provide support or further engagement opportunities.

Frequently Asked Questions

Is AARP Only for Americans?

While AARP is U.S.-based, international residents aged 50+ can become members. However, not all discounts or benefits may apply.

How Long Does Membership Processing Take?

The process is usually quick, especially online, where membership and access to some resources are almost instant. Mail processing may take longer, around 4-6 weeks for the welcome kit.

Can My Spouse Use My Membership?

Yes, AARP memberships cover spouses and partners, providing they share the same address. They can enjoy similar benefits.

Can I Cancel My Membership?

AARP allows cancellation at any time, but typically they do not refund the membership fee. However, it's best to confirm their current policy directly with AARP.

Encouragement to Explore More

Joining AARP can open many doors, from tangible savings to invaluable resources for wise aging and retirement planning. For more insights and updates on senior living and benefits, regularly check out articles and advice sections available on their website.

In considering AARP membership, weigh the discounts and resources you'll gain access to – a step that could substantially enrich your lifestyle and retirement.