How Does AARP Work

If you’re curious about AARP and the benefits it offers, understanding its workings can provide valuable insight into its contributions toward enhancing the quality of life for older adults. AARP, formerly known as the American Association of Retired Persons, is a non-profit organization in the United States that focuses on the needs and interests of people aged 50 and older. With a mission to empower people to choose how they live as they age, AARP provides a wide range of services, discounts, resources, and advocacy efforts aimed at improving the lives of its members.

The Foundation of AARP

AARP was founded in 1958 by Dr. Ethel Percy Andrus, a retired educator, with the vision of helping older Americans age with dignity and purpose. The organization initially started as an affiliation with the National Retired Teachers Association but later widened its scope to include all retirees. Today, AARP is one of the largest membership organizations in the world, boasting nearly 38 million members.

Membership Benefits

AARP offers various benefits designed to appeal to its members’ diverse needs, including:

1. Discounts and Savings

A significant draw for many members are the discounts across a range of categories:

• Travel: Discounts in flights, hotels, car rentals, guided tours, cruises, and vacation packages.
• Dining and Entertainment: Reduced prices at various restaurants, movie theaters, and attractions.
• Shopping: Exclusive deals and discounts from retail partners.

2. Health and Insurance Programs

Given the increasing health concerns that come with aging, AARP provides several health-related benefits:

• Insurance Options: Access to health, dental, vision, long-term care, and life insurance plans through AARP-endorsed providers.
• Prescription Discounts: Savings on medications through the AARP Prescription Discount Card.
• Health and Wellness Resources: Information and tips on maintaining a healthy lifestyle, available through newsletters and online resources.

3. Advocacy and Information

AARP plays an active role in advocating for older adults at the national level:

• Legislative Advocacy: Engaging in lobbying efforts on issues like Social Security, healthcare, and income security.
• Research and Information: Offering a wealth of resources on topics like retirement planning, financial security, caregiving, and lifestyle through magazines, online articles, and newsletters.

4. Community Engagement

Through events and volunteer opportunities, AARP encourages community involvement:

• Local Events: Organizing workshops, conventions, and informational sessions to connect members and educate them on various issues.
• Volunteer Programs: Opportunities to give back through initiatives that focus on community service, disaster response, and advocacy.

Organizational Structure

AARP's operations are divided into two main categories - AARP Services Inc. (ASI) and AARP Foundation:

• AARP Services Inc. (ASI): This is the organization’s for-profit branch, managing partnerships and marketing products like insurance and financial services.
• AARP Foundation: As the charitable branch, it focuses on alleviating poverty among older adults, providing resources related to housing, income, hunger, and isolation.

How AARP Advocates for Change

Advocacy is at the heart of AARP’s mission:

• Policy Advocacy: AARP works tirelessly to influence public policy on issues affecting older adults, leveraging its substantial membership base to lobby legislators.
• Public Awareness Campaigns: Initiatives such as "You've Earned a Say" bring attention to policy changes impacting Social Security and Medicare, encouraging public discourse and engagement.

Growing Focus on Digital Engagement

With technology becoming increasingly integral, AARP has expanded its reach digitally:

• AARP Now App: A comprehensive tool offering news, events, member benefits, and local deals.
• Online Learning: Offering webinars and online workshops focusing on tech literacy, health, and financial security.
• Social Media and Publications: Engaging older users through various digital channels, including Facebook, Twitter, and web-based publications like AARP The Magazine.

Common Misunderstandings

Despite its widespread recognition, there are a few misconceptions about AARP:

• Not Just for Retirees: While “retired” is in its name, AARP membership is open to anyone 50 and older, whether employed, unemployed, or retired.
• Political Neutrality: AARP does not endorse political candidates, maintaining a non-partisan stance while advocating for policies benefiting older adults.

FAQs

Is membership limited to U.S. residents?

While AARP primarily serves U.S. residents, non-U.S. residents can also join and receive many of the available resources and discounts.

How much does it cost to join?

AARP membership costs approximately $16 per year, providing access to all benefits, resources, and discounts.

Are local chapter meetings available?

Yes, AARP has local chapters and events, fostering community connections and providing localized support.

Are health insurance benefits available globally?

AARP partners with American insurance providers, so benefits such as Medicare have specific coverage limitations outside the United States.

Exploring Further

If you wish to explore more about AARP and its invaluable services, consider visiting the official AARP website or checking out their latest publications and news releases. This can help you stay updated with forthcoming events, policy updates, and new partnerships that could further enhance the quality of life for older adults.

AARP continues to evolve, expanding its offerings to meet the shifting needs of its membership. For more information, consider reaching out to AARP directly or accessing their extensive range of online resources. Whether it’s to leverage discounts, participate in community initiatives, or benefit from AARP's advocacy, membership can be the key to a more empowered and informed lifestyle as you age.